Monday, October 31, 2011

Is there any sin on him if he takes out a loan for someone else and he does not pay it off?

 

If a person takes out a loan in my name but the debt is not mine, rather it is for him, is there any sin on me if he does not pay it off?.

Praise be to Allaah.

What we
understand from your question is that you want to take out a loan in your
name, so that someone else may benefit from it, and this person may or may
not pay it off. In that case you will be expected, according to sharee’ah,
to pay off the loan because apparently you took it for yourself, and the
loan was given on that basis. 

If you know
that the borrower will never pay it off, then you should not help him to get
that loan, because by doing that he is a wrongdoer and aggressor who is
exposing himself to the punishment mentioned in the words of the Prophet
(peace and blessings of Allaah be upon him): “Whoever takes people’s
wealth intending to pay it back, Allaah will enable him to pay it back, and
whoever takes it intending to destroy it, Allaah will destroy him.” Narrated
by al-Bukhaari (2387). 

But if you
intend to pay it off for him if he refuses to pay it off, then there is
nothing wrong with that, and you will have done him a favour with this
money.  

To sum up:
So long as the loan is in your name, then according to sharee’ah you are
responsible for paying it off. 

And Allaah
knows best.

Practice Islam and do quran reading and spread the word of truth 

 

Benefits for the students when they learn holy Quran through the Quranic Students the kids get wiser when the student start Quran reading from there childhood and gain the Our beloved Prophet Muhammad (saww) said: Who ever read Quran before becoming a Baaligh has indeed been given wisdom as a child. The quran teaching is one of the best intellectual treasures that a student can have. And we should guide our kids to learn quran Our Prophet Muhammad (saww) said: The holy Quran is a wealth with which there is no poverty, and without which there is no wealth. So quran tutor should let the student do quran memorization and pay attention to the main lesson of the quran wile reading quran or become a Quran reciter with its depth knowledge to shine in the whole world  now a day many online institutes who teach kids quran online and give them tajweed quran lessons to improve the kids quran recitation online and let then learn quran online with proper manner and following and learn quranic Arabic with the translation and then learn quran tafseer also so the student can feel the main them and get the true guidance

End of the note by quran education

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